Financial Education Training
Virginia Cooperative Extension offers free classes on home ownership and basic personal finance. Regularly scheduled classes include:
Am I Ready to Buy a House? This class will cover the entire home buying process. It will include a discussion of the advantages and disadvantages of home ownership as well as how to determine how much a person can afford. We will discuss how to prepare and shop for a loan, what to expect working with a Realtor and the other professionals involved in the process. We will discuss credit and credit reports as well as adjusting one's budget.
Smart Money Management - Learn the basics of financial management principles and improve your money management skills in this one hour class. Topics include goal setting; how to determine your financial health by measuring your cash flow net worth and debt load; credit and debt; and record keeping. This class prepares you for the financial assessment.
Home Ownership Seminar - Become informed before purchasing your home. This six hour seminar details the home buying process from pre-purchase considerations such as budgeting credit real estate agents and types of mortgages to the purchase process and closing the deal and on to your responsibilities as a home owner. For the all day class there are two short breaks during the day and a lunch break. You may bring your lunch with you. The Virginia Housing and Development Authority (VHDA) certificate is issued to participants completing the class.
To Attend a Class
- Review the Calendar of Financial Classes and select the class at a location convenient to you.
- Arrive 15 minutes early to register for the class and obtain class materials. Seating is limited to the first 25 arrivals.
To Receive a Certificate