Financial Education & Housing Counseling Program Workshops and Seminars 
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Virginia Cooperative Extension Prince William offers FREE educational events on personal finance and homeownership on a regular schedule. 
 
PLEASE NOTE: Registration is strongly encouraged. To register, please call 703-792-6287 or email smartmoney@pwcgov.org. Workshops and Seminars may be cancelled due to low enrollment. Cancellations are posted on the main Financial Education website page. Thank you!
Am I Ready to Buy a House? (RTB) - Learn what’s really involved in buying a house.   Calculate how much your monthly payment can be and the sales price that’s affordable for you.  Examine different loan products and estimate how much cash you need to have on hand.  Discover how your credit history affects your ability to qualify for a loan.  By the end of the workshop, you will have your answer.
UPCOMING RTB (7 p.m. - 8:30 p.m.): 
12/16/2014   Woodbridge, Dr. A.J. Ferlazzo Building
01/12/2015   Manassas, Sudley North Government Center
02/02/2015   Woodbridge, Dr. A.J. Ferlazzo Building
03/02/2015   Manassas, Sudley North Government Center
04/20/2015   Woodbridge, Dr. A.J. Ferlazzo Building
05/04/2015   Manassas, Sudley North Government Center
06/01/2015   Woodbridge, Dr. A.J. Ferlazzo Building
Smart Money Management (SMM) - Learn basic financial principles and improve your money management skills. Determine your net worth by comparing assets and liabilities, and develop a spending plan to achieve financial health.  Topics include setting goals, testing your money values, managing credit, keeping accurate records and investing basics.  Completion of the workshop is advised as a pre-requisite to a Financial Assessment.
UPCOMING SMM (7 p.m. - 8:30 p.m.): 
12/09/2014   Woodbridge, Dr. A.J. Ferlazzo Building
12/15/2014   Manassas, Sudley North Government Center
01/13/2015   Manassas, Sudley North Government Center
01/26/2015   Woodbridge, Dr. A.J. Ferlazzo Building
02/10/2015   Manassas, Sudley North Government Center
02/17/2015   Woodbridge, Dr. A.J. Ferlazzo Building
03/10/2015   Manassas, Sudley North Government Center
03/17/2015   Woodbridge, Dr. A.J. Ferlazzo Building
04/14/2015   Manassas, Sudley North Government Center
04/21/2015   Woodbridge, Dr. A.J. Ferlazzo Building
05/12/2015   Manassas, Sudley North Government Center
05/19/2015   Woodbridge, Dr. A.J. Ferlazzo Building
06/09/2015   Manassas, Sudley North Government Center
06/16/2015   Woodbridge, Dr. A.J. Ferlazzo Building
Home Ownership Seminar (HOS) - Become an informed buyer as you prepare for the most important purchase of your life.  Learn about the home buying process from pre-purchase considerations through settlement.  Receive the tools to manage your spending and understand your credit report.  Examine different loan products and be introduced to the real estate professional.  Discover the importance of a home inspection and the responsibilities of homeownership.  Complete the seminar and receive a certificate of completion from the Virginia Housing Development Authority Homeownership Education Program.  The seminar meets most lender requirements. 
UPCOMING HOS (9 a.m. - 4 p.m.):
12/13/2014     Manassas, Sudley North Government Center
12/20/2014     Woodbridge, Dr. A.J. Ferlazzo Building
01/10/2015     Manassas, Sudley North Government Center
01/24/2015     Woodbridge, Dr. A.J. Ferlazzo Building
02/14/2015     Manassas, Sudley North Government Center  
02/21/2015     Woodbridge, Dr. A.J. Ferlazzo Building
03/14/2015     Manassas, Sudley North Government Center
03/21/2015     Woodbridge, Dr. A.J. Ferlazzo Building
04/11/2015     Manassas, Sudley North Government Center
04/18/2015     Woodbridge, Dr. A.J. Ferlazzo Building 
05/09/2015     Manassas, Sudley North Government Center
05/16/2015     Woodbridge, Dr. A.J. Ferlazzo Building
06/13/2015     Manassas, Sudley North Government Center
06/20/2015     Woodbridge, Dr. A.J. Ferlazzo Building
Terrific Tenants Workshop (TT) - Learn about your rights and responsibilities under the Virginia Residential Landlord Tenant Act.  Examine a standard lease agreement, and understand lease violation notices.  Protect your rights by becoming educated about the legal eviction process.  If you have issues with your landlord, this workshop will help you learn how to resolve them.
UPCOMING TT (7 p.m. - 9 p.m.):
12/02/2014   Woodbridge, Dr. A.J. Ferlazzo Building
03/16/2015   Woodbridge, Dr. A.J. Ferlazzo Building
06/15/2015   Woodbridge, Dr. A.J. Ferlazzo Building  
 
PLEASE NOTE: Registration is strongly encouraged. To register, please call 703-792-6287 or email smartmoney@pwcgov.org. Workshops and Seminars may be cancelled due to low enrollment. Cancellations are posted on the main Financial Education website page. Thank you!
 
Please Note: First Time Home Buyer or Housing Assistance Program applicants from the PWC Office of Housing and Community Development or the City of Manassas will be issued a certificate upon completion of Smart Money Management, the Home Ownership Seminar and a Financial Assessment.
 
If you need additional information, email smartmoney@pwcgov.org or call 703-792-6287
 
 
Virginia Cooperative Extension
Financial and Education Program
8033 Ashton Ave. Suite 105
Manassas VA 20109
703-792-6287 - e-mail
Virginia Cooperative Extension complies with the Americans with Disabilities Act. If you are a person with a disability and require auxiliary aids services or other accommodations for a workshop or meeting please discuss your accommodation needs at least five days prior to the event with Virginia Cooperative Extension 703-792-6289/TDD PC 1-800-828-1120