Financial Education Training

 
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Virginia Cooperative Extension offers free classes on home ownership and basic personal finance.  Regularly scheduled classes include:

Am I Ready to Buy a House?  This class will cover the entire home buying process. It will include a discussion of the advantages and disadvantages of home ownership as well as how to determine how much a person can afford. We will discuss how to prepare and shop for a loan, what to expect working with a Realtor and the other professionals involved in the process. We will discuss credit and credit reports as well as adjusting one's budget. 
 
Smart Money Management - Learn the basics of financial management principles and improve your money management skills in this one hour class. Topics include goal setting; how to determine your financial health by measuring your cash flow net worth and debt load; credit and debt; and record keeping. This class prepares you for the financial assessment.
 
Home Ownership Seminar - Become informed before purchasing your home. This six hour seminar details the home buying process from pre-purchase considerations such as budgeting credit real estate agents and types of mortgages to the purchase process and closing the deal and on to your responsibilities as a home owner. For the all day class there are two short breaks during the day and a lunch break. You may bring your lunch with you. The Virginia Housing and Development Authority (VHDA) certificate is issued to participants completing the class.
 
To Attend a Class
  • Review the Schedule of Financial Classes and select the class at a location convenient to you.
  • Arrive 15 minutes early to register for the class and obtain class materials.  Seating is limited to the first 25 arrivals.

To Receive a Certificate

  • Participants completing the entire Home Ownership Seminar will receive the VHDA certificate at the end of class.
  • PWC Office of Housing and City of Manassas Home Ownership Program applicants must complete the Home Ownership Seminar Smart Money Management and the Financial Assessment. A Certificate of Completion will be issued at the latest in the first week of the month after all requirements have been met.
  • For other agency or community program referrals who need verification of attendance please bring a letter or form from your referring agency to the Instructor for his/her signature.
  • To make an appointment for a Financial Assessment refer to the Personal Finance and Housing Counseling page or Schedule of Financial Classes.  If you need further information please leave your request at 703-792-6287 or email SmartMoney@pwcgov.org